Rate Assumptions

(See Example Below)

Sales Price: $400,000

Loan Amount: $300,000 (75% Loan-to-Value)

Down Payment: $100,000 (25% Down Payment)

Purchase price of $400,000, single family property owner occupied in CA, 25% down payment required ($100,000), loan amount $300,000 75% Loan-To Value (LTV), 780 credit score required, $0 discount points, $0 origination cost, escrow account required, 30 year loan term, no prepayment penalty, 6.417% APR includes (Underwriting Fee $1195.00, Tax Service Fee $85.00, MERS Fee $25.00, Flood Certification Fee $8.00) The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage, no processing fee, We based the mortgage interest rates shown on a 30-day rate lock period, Estimated Payment $1,896.

*** Estimated Payment includes $0 mortgage insurance. Mortgage insurance may be required in connection with your home loan, depending on the type of loan, loan amount, and loan-to-value (LTV) ratio. Monthly payments shown do not include taxes, insurance, or HOA fees. Your actual payment will be higher. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Get a loan estimate for more detail. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Not all applicants will qualify. To obtain a specific quote, please contact us directly or apply online.

Rate Assumptions

(See Example Below)

Sales Price: $400,000

Loan Amount: $300,000 (75% Loan-to-Value)

Down Payment: $100,000 (25% Down Payment)

Purchase price of $400,000, single family property owner occupied in CA, 25% down payment required ($100,000), loan amount $300,000 75% Loan-To Value (LTV), 780 credit score required, $0 discount points, $0 origination cost, escrow account required, 15 year loan term, no prepayment penalty, 6.750% APR includes (Underwriting Fee $1195.00, Tax Service Fee $85.00, MERS Fee $25.00, Flood Certification Fee $8.00) The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage, no processing fee, We based the mortgage interest rates shown on a 30-day rate lock period.

Rate Assumptions

(See Example Below)

Sales Price: $400,000

Loan Amount: $400,000 (100% Loan-to-Value)

Loan Amount with VA Funding Fee ** First use 2.13% $408,600 ($8600) Built into your loan.

Down Payment: $0 (0% Down Payment)

Purchase price of $400,000, single family property owner occupied in CA, 0% down payment required ($0), loan amount $400,000, 100% Loan-To Value (LTV) Total loan amount with (VA Funding Fee $8600) $408,600. Credit score required 700, $0 discount points, $0 origination cost, escrow account required, 30 year loan term, no prepayment penalty, 6.230% APR includes (Underwriting Fee $1195.00, Tax Service Fee $85.00, MERS Fee $25.00, Flood Certification Fee $8.00) The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage, no processing fee, We based the mortgage interest rates shown on a 30-day rate lock period, Estimated Payment $2450.

*** Estimated Payment includes $0 mortgage insurance and ($8600 VA Funding Fee 2.13% First use) of built into your loan, Mortgage insurance may be required in connection with your home loan, depending on the type of loan, loan amount, and loan-to-value (LTV) ratio. Monthly payments shown do not include taxes, insurance, or HOA fees. Your actual payment will be higher. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Get a loan estimate for more detail. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Not all applicants will qualify. To obtain a specific quote, please contact us directly or apply online.