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Mortgage Rates are Seasonal and Other Secrets

We’ve known for decades that home buying and selling follows seasonal patterns, but a recent study* from housing tech startup Haus found that mortgage interest rates also have their own pattern. They also uncovered several other tidbits ab

Mar 10, 2021 | Interest Rates

Time to Take Advantage of the Commercial Real Estate Market

The coronavirus pandemic that shutdown the U.S. economy almost a year ago has continued to affect the nation in many more aspects than just personal health. With millions of American companies forced to have their employees work from home, many of them ha

Mar 03, 2021 |

Can you a Buy a Home with Bad Credit?

Mortgage interest rates are at record lows and it could be a really good time to get into the housing market. Of course, to get a mortgage loan for a home purchase lenders will look at your credit score. If you’re scared of what they’ll find w

Feb 24, 2021 | Purchasing a Home

Two New Rules That Could Make Getting a Home Loan Easier

Two new mortgage lending rules could help some borrowers more easily qualify for well-priced home loans. In December, the Consumer Financial Protection Bureau made some final changes to its qualified mortgage (QM) definitions that affect which loans can b

Feb 17, 2021 |

Why Aren't More Borrowers Refinancing?

In a nationwide survey, Bankrate found that even as mortgage interest rates continued to fall to record lows last year, only 17 percent of borrowers refinanced last year. The survey also reported that 27% of homeowners do not even know their current

Feb 10, 2021 | Refinancing a Home

What’s the Difference Between a Jumbo and a Super Conforming Loan?

If you are hoping to buy a home in one of the country’s pricier markets, you may need a special type of mortgage. The main two are jumbo loans and super conforming loans. Here’s what you need to know about each one and which is right for you:

Feb 03, 2021 | Jumbo Loans